Skin Cancer Screenings: Medicare Coverage Explained

Embrace Summer Safely with Medicare’s Support

With summer just around the corner, it's only natural to enjoy the extra sunshine. However, increased sun exposure can also heighten concerns about skin cancer, especially for those over 65. While skin cancer is common, early detection significantly improves outcomes. Fortunately, Medicare provides coverage for many essential detection and treatment services, giving you peace of mind and access to care.

What Medicare Covers

- Medicare covers medically necessary services for the detection and treatment of skin cancer. This includes: - Doctor visits if there's a suspected case - Biopsies - Related treatments - Cost-sharing applies, meaning you'll typically pay a portion after meeting your deductible.

Annual Wellness Visits

- Preventive care discussions during your annual wellness visit are covered. - Use this opportunity to talk with your doctor about any skin concerns.

Routine Exams and Self-Checks

- Routine full-body skin exams are not covered unless your doctor identifies a suspicious lesion. - Performing regular self-checks and reporting changes to your physician is crucial.

Cosmetic Procedures and Non-Covered Services

- Medicare does not cover cosmetic procedures, such as the removal of benign moles or skin tags. - Original Medicare does not cover sunscreen or preventive skincare products. However, some Medicare Advantage plans might offer additional benefits, so check your plan’s details. - Experimental or non-FDA-approved treatments are excluded from coverage.

Stay Proactive with Your Skin Health

Taking care of your skin is an essential step in overall health. Stay proactive by regularly checking your skin, discussing concerns with your physician, and understanding your coverage. For more details, contact a Medicare advisor or your plan provider to clarify what's included in your specific plan.